We are Hiring for an Assistant Credit Manager (ACM) – Credit Location: Thane, Maharashtra Department: Credit – Retail Assets / Housing Finance Experience: 10 Years About the Role Mahindra Home Finance is looking for an experienced Assistant Credit Manager (ACM) to strengthen its Credit Underwriting team. The role involves assessing and underwriting Home Loan and Loan Against Property (LAP) proposals, with a strong focus on Self-Employed Non-Professional (SENP) customers. The incumbent will be responsible for evaluating creditworthiness, mitigating risk, and ensuring quality portfolio growth while supporting business objectives. Key Responsibilities Credit Appraisal & Underwriting Conduct detailed credit assessment of Home Loan and LAP applications. Analyze financial statements, Income Tax Returns (ITR), GST returns, bank statements, and cash flow patterns of self-employed borrowers. Evaluate customer repayment capacity and business stability. Review bureau reports, liabilities, repayme...