We are Hiring for an Assistant Credit Manager (ACM) – Credit

Location:

Thane, Maharashtra
Department:

Credit – Retail Assets / Housing Finance
Experience:

10+ Years

About the Role
Mahindra Home Finance is looking for an experienced Assistant Credit Manager (ACM) to strengthen its Credit Underwriting team. The role involves assessing and underwriting Home Loan and Loan Against Property (LAP) proposals, with a strong focus on Self-Employed Non-Professional (SENP) customers. The incumbent will be responsible for evaluating creditworthiness, mitigating risk, and ensuring quality portfolio growth while supporting business objectives.
Key Responsibilities
Credit Appraisal & Underwriting
Conduct detailed credit assessment of Home Loan and LAP applications.
Analyze financial statements, Income Tax Returns (ITR), GST returns, bank statements, and cash flow patterns of self-employed borrowers.
Evaluate customer repayment capaci...