Ensure timely review of various credit / product programs and monitor underwriting standards to establish credit assessment robustness is within the bank’s risk appetite.
Ensure all credit policy changes are implemented and automated into credit system timely and accurately. Propose alternative when system automation is not possible.
Deal with various stakeholders, i.e. Underwriters and Business Users before finalizing and implementing any policy changes to ensure clear communication and readiness from all party before any changes is implemented.
Conduct portfolio analysis and screening exercise to effectively identify potential risk and opportunities in managing the portfolio.
Close monitoring of portfolio caps and triggers of various products to ensure portfolio health is maintained and recommend appropriate action plan to enhance risk parameters if required.
Respond to all queries from BNM or external audit to ensure pass audit...
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