Associate, Specialist, Credit Approval (Consumer Banking), Risk Management Group-(WD78296)

Business Function

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities

Review customer's financial status, Credit Bureau Report, internal credit history to approve card applications

Process card applications according to credit policies and underwriting standards as well as regulatory policy requirement

Perform verification to detect fraud application and prevent fraud

To handle enquiry from Customer Cen...