Risk Planning Analyst

Supports risk planning and forecasting activities by providing forward‑looking insights across retail portfolios. The role focuses on credit cost planning during Budget, Full‑Year Forecast (FYF), and strategic planning exercises, ensuring risk considerations remain aligned with business strategy.

Key Responsibilities

• Support retail credit risk planning cycles, including Budget, Full-Year Forecast (FYF), and strategic plans.
• Develop and maintain forward‑looking risk forecasts for retail portfolios (eg. Mortgages, Cards, Personal Loans), covering delinquency, NPLs, ECL/EL, credit cost.
• Analyse variances between actuals, plan, and forecast, identifying behavioural and portfolio‑specific drivers.
• Identify and monitor key business indicators related to credit performance and flowrates.
• Work closely with Finance and Credit Retail stakeholders to align risk outlook with financial forecasts and planni...