Job Description - Business Analyst - LOS (CREQ )

Key Responsibilities

• Business Requirements Analysis
• Engage with retail lending, credit risk, operations, and product teams to gather origination requirements
• Analyze current-state loan origination processes on the existing platform (Newgen IBPS)
• Define future-state origination journeys, workflows, and BPMN process flows on Flowable
• Prepare BRD, FSD, user stories, and process maps
• Customer onboarding & application capture (assisted and digital / STP channels)
• Credit assessment, scoring, decisioning & policy rule configuration
• Deviation handling, approval hierarchy & workflow orchestration (BPMN)
• Documentation, KYC / AML checks & verification
• Disbursement, limit setup & handoff to core and loan management systems
• Conventional and Islamic (Murabaha, Ijara) product origination
• Integration with credit bur...