Commercial Credit Analyst II



Job Summary:


Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of the following loans: Multifamily, Commercial Real Estate and Commercial/Business loans.

Essential Responsibilities:


■Responsible for the underwriting and credit analysis of commercial real estate (CRE), multifamily and business loans to determine feasibility and credit risk of granting loans.


■Assure that the loan package complies with credit, underwriting standards and lending/credit policies.


■Prepare and/or review the completion of credit approval memorandums (CAM's), includin_g credit analysis, collateral cash flow analysis, debt service coverage ratios, rent roll and lease analysis, purchase contract and loan special conditions to present to the representative approval authority committee.


■Present loan file to the loan officer,...