Job Description
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.Cross-sell ancillary products and services of the bank.Analyzes credit history of applicants and determines loan repayment capabilities.Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.Evaluates potential customer loan requests and makes loan recommendations to management.Daily review, approval, and disposition ...