**Overview:**

Perform advanced credit risk data analysis in support of the consumer deposit overdrafts to identify areas of risk, evaluate the risk of proposed product, process, policy, and model changes, and provide ongoing monitoring of credit metrics. Forecast overdraft charge-off losses for capital adequacy planning and the annual operating plan. Ensure compliance with internal governance processes and external regulatory requirements; provide expertise and guidance to first-line partners. Support additional consumer unsecured products (credit cards, unsecured loans) as needed.

**Primary Responsibilities:**

+ Assist in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy.
+ Demonstrated working knowledge of relevant databases to provide data and credit risk analytical support to Senior Management.
+ Perform data manipulation and analysis using SQL, SAS and Microsoft Exce...