To support the Wholesale Banking Group by conducting comprehensive credit analysis, financial assessments, and risk evaluations for corporate lending proposals. The Credit Analyst will be responsible for preparing high-quality credit recommendations, ensuring compliance with the Bank's credit policies, and supporting sound lending decisions while maintaining portfolio quality.
Key Responsibilities
Credit Analysis
- Analyze corporate credit proposals by evaluating financial statements, cash flows, and business performance.
- Assess borrowers' creditworthiness using financial ratios, industry benchmarks, and risk assessment methodologies.
- Prepare detailed credit appraisal reports with clear recommendations.
- Evaluate repayment capacity, leverage, liquidity, profitability, and cash flow adequacy.
Financial & Risk Assessment
- Conduct comprehensive financial analysis, including: