Key Responsibilities:
Credit Risk Assessment:

• Analyse financial statements, bank statements, management accounts, and tax records.
• Assess creditworthiness using financial ratios, cash flow analysis, and debt servicing capacity.
• Evaluate both quantitative and qualitative factors, including business model, industry risk, and management capability.

Deal Evaluation & Structuring Support:

• Review and stress-test proposed deal structures to assess viability.
• Recommend appropriate deal terms including deposits, repayment periods, residual values, pricing, and security.
• Identify risks and propose mitigation strategies such as guarantees, cessions, or upfront contributions.

Due Diligence:

• Conduct background checks on clients, directors, and related entities.
• Verify asset values and confirm supplier or dealer credibility.
• Ensure all required d...