Roles and Responsibilities
Handling the complete Credit & Backend process at branch level Supporting in Operations and Sales documentation part. Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required time. Credit Appraisal Underwriting of SME – SCF files as analyzing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing Credit Approval Memo (CAM). Ensuring maintenance of TAT for SME proposals at an acceptable level. Managing overall credit and risk functions for the areas/locations assigned to him/her. To ensure adherence to credit policy and defined processes Coordination with Operations team for disbursal and PDD process. To ensure audit compliance and regulatory compliance for his location/area MIS management for his vert...