JD for Credit Cards Portfolio Specialist.

Location - Bangalore

Seeking applicants with experience in Portfolio Management/Optimization in Cards only for a leading multinational company.

Candidates with more than 9 years experience need not apply.

Purpose

• Primary focus: Support and execute portfolio strategy to drive acquisition, activation, engagement, and incremental spend across credit and debit card portfolios.
• Core expertise: Cards portfolio optimization strategy, customer lifecycle management (CLM), and campaign management (design, targeting), with strong familiarity with payments industry rules and card-network/regulatory guidelines.

Responsibilities

• Portfolio Strategy and Performance
• Develop and refine end-to-end strategies to improve KPIs: acquisition, activation, usage, spend per active, retention, cross-/up-sell, attrition reduction, credit losses...