Credit Decisioning Specialist

Business Lending & Portfolio Risk

Northampton (Office-Based) | £50,000 - £70,000 + Annual Bonus + Private Healthcare + Enhanced Pension + Benefits

Credit decisioning is evolving rapidly.

The businesses leading that evolution are the ones that combine data science capability with experienced human credit judgement. This is one of those businesses - and this is the role that sits at the intersection of both.

The Business

A high-growth specialist SME lender has invested significantly in proprietary AI-driven credit scoring, automated decisioning infrastructure and data science capability. The business underwrites both broker-introduced and own-book lending, and has built a credit function that is genuinely analytical - not one that simply applies policy.

The credit and data teams work in close proximity. Decisioning models are continuously refined. Portfolio performance is monitored analytically. And the un...