Key Responsibilities

1. Credit Policy & Risk Management

• Develop, implement, and maintain credit policies, procedures, and risk assessment frameworks aligned with regulatory requirements and business strategy.
• Monitor credit risk exposures across portfolios and enforce risk limits.
• Identify emerging credit risks and recommend mitigation strategies to senior management.

2. Credit Approval & Portfolio Oversight

• Oversee the evaluation, approval, and monitoring of credit applications, ensuring compliance with internal policies and regulatory guidelines.
• Ensure portfolio quality through regular reviews, risk grading, and performance monitoring.
• Collaborate with business units to balance growth objectives with prudent risk management.

3. Strategic Planning & Reporting

• Provide insights and recommendations to senior management an...