The Credit Manager is primarily responsible in managing a team of Credit Analysts, ensures that they adhere to SOP and Credit policies and help contribute to their individual growth to be potential leaders in the future.
Responsibilities
Credit Operations - Ensures defined targets are met by the team (TAT, Errors, Processed Applications, Approval Rate)
- Decides on applications within the appropriate Delegation of Authority.
People Management - Develops and manages a skilled and effective workforce composed Credit Analysts geared and committed to maintaining a sound portfolio that will ultimately contribute in the achievement of the goals of the loans business of the bank.
Asset Quality - Ensures effective implementation of credit policies and guidelines
- Provides relevant inputs on portfolio management to achieve satisfactory asset quality while maintaining Non-Performing Loans...