**WHAT WE EXPECT OF YOU**

+ Thorough knowledge of commercial lending process including credit evaluation and underwriting expertise with proven success making independent credit assessments. Ability to analyze participation loans and other loans with complex covenant structures.
+ Thorough knowledge and understanding of credit approval policy and process with the proven ability to accurately interpret lending policy and apply same to the management of the portfolio.
+ Knowledge and understanding of qualitative portfolio analytics and metrics with the ability to utilize automated and manual analytical tools and techniques, including what-if scenarios and in-depth projective financial analysis to complex lending scenarios.
+ Ability to identify and quantify business risks and the key drivers of risk and focus decisions accordingly.
+ General understanding of bank's overall portfolio mix, concentration and exposure limits, risk philosophy. Ability to understand client...