Reports To: Head of Credit Risk Management Department

Employment Type: Full-Time Permanent / Contract

Location: Richmond Hill Office

General Accountability

Lead the designated Credit Analysis Team to oversee our Bank’s credit underwriting, approval, and granting processes and ensure credit applications are within our Bank’s Risk Appetite Framework and are in compliance to the Bank’s internal credit policy as well as external regulatory guidelines.

Responsibilities

1. Credit Review

• Conduct thorough credit reviews and due diligence on potential and existing credit facilities to assess creditworthiness and mitigate risk exposure;
• Review credit analysts’ recommendation and comments;
• Analyze financial statements, credit histories, and market trends to make informed credit decisions.

2. Team Management

• Lead and manage a team of credit analysts and reviewers, providing guidance, tra...