**About This Role**

Wells Fargo is seeking a **Lead Credit Risk Officer** . The Lead Credit Risk Officer (P4) is a senior individual contributor on the Transaction Risk team responsible for developing, implementing, and optimizing data-driven risk strategies that support real-time transaction decisioning. This role leverages data, analytics, and quantitative techniques to manage risk across millions of transactions each month while balancing customer experience, fraud prevention, and business objectives.

This role combines quantitative analysis, risk strategy development, and technical problem-solving to improve decision quality and portfolio performance. The successful candidate will leverage large datasets, advanced analytics, automation, and AI/ML techniques to identify emerging risks, enhance decisioning strategies, and deliver measurable business outcomes.

The position offers an opportunity to support the modernization of transaction risk capabilities ...