ClearGrid is seeking an innovative and hands‑on ML Data Scientist to join our Collections and Portfolio Data Science team. In this role, you will own the end‑to‑end lifecycle of cutting‑edge AI/ML models designed to optimize recovery efforts for unsecured credit products (BNPL, installment loans, etc.). You will act as a technical leader, driving data strategy and deploying Agentic AI solutions that directly impact hundreds of thousands of customers while ensuring model fairness and regulatory compliance.

• Design, build, and deploy ML models to predict default risk and recovery probabilities for short‑term lending products.
• Take complete hands‑on ownership of the model lifecycle, from initial research to production monitoring and automated retraining.
• Implement creative statistical approaches, including causal analysis, reinforcement learning, and natural...