Overview

The Manager, Cards Credit Strategy & Data Analytics will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability.

Responsibilities

• Use data mining, profitability modelling, and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations.
• Monitor and analyze investment credit risk exposures on a short- and long-term basis.
• Develop complex quantitative and analytic credit risk metrics and tools to manage, measure, and monitor credit risk.
• Build financial models to simulate outcomes of strategy decisions, measure actual results against expectations, and drive continuous improvement from findings.
• Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g., Pathfinder, TRIAD).
• Engage senior management and group ris...