Responsibilities

• Primarily responsible for assessment of all credit applications, identify risks associated with such exposure and make appropriate recommendations to the relevant AA for approval.

Performance Management

• Manage credit underwriting standards and quality.

Compliance and Risk Management

• Ensure compliance with credit lending policies.

People Management

• Joint calls with Business Unit (where necessary)
• Report on progress to Team Lead / Senior Underwriter

Additional Responsibilities

• Manage turnaround time for new/enhance/ad-hoc credit proposition (including change of terms) vigilantly without compromising the credit standards
• Manage TAT for review credit proposition vigilantly without compromising the credit standards.
• Attend customer presentation and meeting if necessary to Know Your Customers.