First Circle is a fast-growing, profitable, credit-led SME NeoBank in the Philippines whose shareholders include the World Bank Group (IFC). Today, our Business Credit Line and Business Bank Accounts are used by thousands of SMEs to grow and run their business. Our product velocity has accelerated — in the next few months we’ll release SME Corporate Cards, Payroll, Invoices, and Solar Financing — redefining the SME NeoBank category through software, financial products, and exceptional risk models.

Our culture emphasises building, problem solving, ownership / responsibility, and personal & professional growth. We balance a collegiate atmosphere with free & direct communication which enables us to move very quickly and avoid politics or toxicity. Our team continues to level up quickly, necessary for business to compound more than 100% per year, which we achieve through individual growth and bar-raiser hiring.

Building product in developing markets like the Philippin...