Role purpose

As a Scorecard Developer, you’ll develop and maintain credit scoring components and associated calibrations that support approval and risk strategies across products and markets. You’ll focus on building high-quality features, ensuring scores are stable and explainable, and delivering robust PD-to-bad-rate calibrations that translate model outputs into decision-ready risk measures.

Key responsibilities

·        Develop and maintain scoring solutions and supporting artefacts used in credit decisioning (application and/or behavioural scoring, segmentation, risk signals).

·        Own feature engineering for scoring: create, test and document variables from bureau, application, transactional and repayment data; ensure stability, interpretability and data quality.

·        Contribute to model development and tuning using modern machine learning approaches where appropriate, ensuring outputs are robust, stable and suitable for decisioni...