As a Senior Credit Analyst, you’ll be at the heart of Heartland Bank’s business‑lending engine, shaping well‑reasoned, high‑quality lending applications across a portfolio that spans everything from everyday business needs to complex, high‑value transactions above $1.0m.

Role

• Insightful financial analysis that gets to the real story behind the numbers
• Clear, balanced credit‑risk assessment that highlights what matters
• Transparent identification of risks and mitigants
• Recommendations that align with the Bank’s risk appetite while supporting great customer outcomes

You’ll be a trusted voice in the credit process, someone who can see the opportunity, understand the risk, and articulate both with clarity and confidence.

And throughout it all, you’ll operate with integrity, professionalism, and a commitment to Heartland Bank’s mātāpono and brand values, ensuring every decision reflects who we are and what we...