Description
We are looking for an experienced Sr. Credit Analyst to join a banking team in Portsmouth, Massachusetts. This position plays a key role in evaluating the financial strength of commercial borrowers, identifying credit risk, and supporting sound lending decisions. The ideal candidate brings strong analytical judgment, a solid understanding of commercial credit structures, and the ability to prepare clear, well-supported recommendations for new and existing loan relationships.


Responsibilities:

• Gather financial records and supporting documentation from lenders or borrowers to assess the strength and risk profile of commercial credit relationships.

• Examine business and personal financial statements, tax returns, and related background materials to develop thorough underwriting assessments.

• Create clear written credit analyses, financial models, summaries, and recommendations to support lending decisions.

• Verify tha...