The Life and Critical Illness Insurance Underwriting Consultant provides expert facultative underwriting support for large and/or complex cases, delivering timely, high‑quality risk assessments in line with client and service standards. The role applies advanced medical and financial underwriting judgment, communicates clear and well‑reasoned decisions to client underwriters and stakeholders, and collaborates closely with clients to obtain information and develop effective risk solutions. Acting as a trusted advisor, the Consultant supports client relationships, implements retrocession requirements, and contributes to industry and internal initiatives while operating with a high level of autonomy and professionalism.