Essential Duties & Responsibilities

Performs a combination of duties in accordance with departmental guidelines.

Underwrites highly complex casualty risks, including large, multi-layered programs involving primary, excess/umbrella, and alternative risk structures (e.g., captives, large deductibles, SIRs), using a diagnostic approach to assess acceptability.

Designs customized casualty programs, including manuscript endorsements, coverage enhancements, and alignment across multiple lines and jurisdictions.

Determines pricing strategies for complex risks based on exposure analysis, loss drivers, financials, and market conditions, aligned with profitability targets and underwriting authority.

Evaluates program structure, attachment points, and limit deployment to maximize risk-adjusted returns.

Negotiates terms, conditions, pricing, and program structure with brokers, balancing competitiveness with disciplined underwriting standards.